ROI Calculator

Calculate return on investment (ROI), net profit, and annualized return from your initial and final investment values.

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Frequently asked questions

How do I calculate ROI?
ROI is net profit divided by the initial investment, expressed as a percentage: (final value minus initial investment) divided by initial investment, times 100. Enter your initial and final values and the calculator returns the ROI and net profit.
What is annualized return and why does it differ from ROI?
Total ROI measures the whole gain regardless of time, while annualized return (CAGR) shows the equivalent yearly rate. A 50 percent ROI over 5 years is a much lower annualized return than 50 percent in one year. Enter a holding period to see the annualized figure.
Can ROI be negative?
Yes. If the final value is less than your initial investment, ROI is negative, meaning a loss. The calculator shows this as a net loss and a negative percentage.
Should I include fees and taxes?
For an accurate figure, include buying and selling fees in your initial investment and use the after-tax final value. This calculator uses the raw values you enter, so adjust them to reflect real costs.
Does ROI account for cash flows like dividends?
This simple ROI compares a single start and end value. If you received dividends or made additional contributions, add them to the final value or use a more detailed money-weighted return method.